Auto Homeowners & Renters Commercial Home Page Our Locations Life & Health Contact Us About Us Read Our Blog Recreational Vehicle & Motorcycle Refer A Friend Get A Quote Join Our Newsletter

A Trusted Choice for Your Home, Auto, Business, and Life Insurance Solutions

You likely have all sorts of things in your home right now that would serve you well in an emergency, with a few additions and some organization, you'll have a functional kit and contingency plan.

Creating a home emergency kit can be a simple to enormous undertaking depending on the level of energy and preparation you want to invest into it. Most people are on the "Stay warm and fed until the power comes back on" camp, not the "Prepared for zombie apocalypse" camp, and though it never hurts to prepare for the worst we'll be focusing more on the former than the latter.

Once you read over the following tips you can adopt them to fit your needs based on your locale and weather, size of your home, and how much storage space you have available.

Know The Lay of the Land: Before all else you want to know how to control your home in the event of an emergency. Do you know where the water shutoff valve is? The emergency shut off valve for the gas? Which circuit breakers go to which part of your home? Many home emergencies can be quickly neutralized by knowing how to shut down the infrastructure of the home. Make sure the rest of the people in the house know how to do things like kill the water or electricity. It may not seem critical now, but if a pine tree comes crashing through your kitchen and water is spraying everywhere, knowing how to stop the geyser of water becomes quite important.

Rotate Your Semi-Perishable Food: Canned goods and bottles of water keep well enough, but not forever. Arranging your pantry so that cans don't linger at the back ensures that when you're snowed in you'll be eating fresh canned fruits and vegetables instead of the dusty cans from three Thanksgivings ago. You can go all out and build a rotating shelf to keep your canned goods fresh, but for smaller scale storage a simple wire-frame can dispenser will fit on most pantry shelves.

Keep Batteries and Flashlights on Hand: You'll always want batteries on hand. When it comes to keeping the lights on when the power is out, flashlights are king. Candles are a tragedy waiting to happen. Hundreds of house fires are started every year during power outages as people light up candles en masse to brighten their dark homes. It's 2009, you can buy ultra-efficient LED flashlights for less than the cost of a DVD. Even with the power out there's no excuse for lighting your home with fire.

Have Alternative Heat: If you're preparing for a winter storm you most likely live somewhere with icy winter conditions and deep snow fall. When keeping warm during a winter storm there are two levels of warmth: safe and comfortable. If you're wearing layered clothing and have lots of blankets, 40-50F in your house is safe but not particularly comfortable. Nobody will get frost bite and pipes won't freeze. Comfortable is a personal thing—I'm comfy at 55F, most people prefer at least in the upper 60s—and you'll need to plan accordingly for it. Fireplaces, kerosene space heaters, and other combustion-based sources of heat are less than ideal compared to the efficiency and safety of a central furnace but when operated properly can help keep you warm until power and order are restored.

You absolutely need to make sure that whatever alternative source of heat you plan on using during an outage is clean, operational, and that everyone who will be using it understands how to use it safely. Clean out the chimney before you need it and give that kerosene heater a trial run when you're not under pressure. Unfortunately, unlike swapping candles for LED flashlights, there isn't an ultra modern replacement for ditching combustion-based heat for something fancy. Safety first!

Come back next week to finish reading about tips to prepare you for any situation that may arise.

Read More: Source

Posted 12:58 PM

Share |


No Comments


NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2015
  • 2014


View Mobile Version
Insurance Carriers Insurance Glossary News Center Secure File Area Blog Contact Us Privacy Policy Get A Quote Contact Us

logo

 

Daniel T. Murray, Inc.
19150 Wolf Road  Mokena, IL  60448
(708) 526-8811
(708) 479-4155

www.danmurrayinsurance.com
dan@danmurrayinsurance.com


Facebookiconicon icon
 

Proud Member

Mokena Chamber of Commerce
Associated Business Networking Group
BNI Southwest Exchange

Serving Mokena, Frankfort, New Lenox, Tinley Park, Orland Park, Orland Hills, Manhattan
and surrounding communities in Southern Cook and Northern Will counties.